We do not share nonpublic personal information except as permitted by law. This is and has always been our policy. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We require those employees to whom access is permitted to protect and keep your information private. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We collect nonpublic personal information from the following sources:
- You: This comes from applications, forms, and correspondence.
- Transactions: This can be with us, our affiliates, or others and may include account balances, payment history, debit and ATM card usage, etc.
- Consumer Reporting Agencies
If you ever have questions or concerns about the integrity of your account information, please contact us.
| Facts | What does California Lithuanian CU do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number • Income • Credit history • Credit scores • Checking account information • Wire transfer instructions When you are no longer our member we continue to share your information as described in this notice. |
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons California Lithuanian CU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does California Lithuanian CU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes - to offer our products and services to you. |
No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences |
No | We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness |
No | We don't share |
| For non-affiliates to market to you | No | We don't share |
Questions? Call 310-828-7095 or go to www.clcu.org
What We do
- How does California Lithuanian CU protect my personal information??
-
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
- How does California Lithuanian CU collect my personal information?
- We collect your personal information, for example, when you
• Open an account
• Apply for financing
• Give us your contact information
• Make a wire transfer
• Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. - Why can't I limit all sharing?
- Federal law gives us the right to limit only
• Sharing for affiliates’ everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
- Affiliates
- Companies related by common ownership or control. They can be financial and non-financial companies.
• California Lithuanian CU has no affiliates. - Nonaffiliates
- Companies not related by common ownership or control. They can be financial and non-financial companies.
• California Lithuanian CU does not share with nonaffiliates so they can market to you. - Joint Marketing
- Joint Marketing
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
You can find our online privacy policy, as it relates to the California Consumer Privacy Act of 2018, here: www.clcu.org.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
